Chakalos also owned an estate in Chesterfield, N.H., which each year was decorated with thousands of dollars worth of Christmas lights for the holidays. According to CBS Boston, in the course of investigating the killing, authorities found Carman's handwritten notes on making explosives, seized a shotgun and other weaponry from his Middletown, Conn., apartment, and had had "several alarming episodes" while he was a high school student in Connecticut. According to court documents obtained by the Hartford Courant, an arrest warrant was issued in July 2014 for Carman on a murder charge, but that warrant was returned unsigned with a request from the prosecutor for further information. That warrant also named Carman as the last known person to insurance claims help see his grandfather alive on Dec. 20, 2013, because he had dinner with him at his home in Windsor. Chakalos was found dead the next morning. He had been shot three times, noted CBS Boston. Nathan Carman told the Associated Press that he did not kill Chakalos; he said he was like a son to his grandfather. Linda Carman's mother, Rita Chakalos, died of cancer just weeks before John Chakalos was killed. A will shows John Chakalos left an estate worth more than $42 million to his four adult daughters.
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If insurers break them, they are subject to an 18 percent penalty . Insurance companies speak the language of money, and penalties must be significant enough to get and hold their attention. If carriers believe they stand to gain more financially by withholding money instead of making claims payments, reaping income on investments all the while, then policyholders suffer. Strong laws help policyholders receive their policy benefits. The new legislation significantly weakens the law instead, reducing the current 18 percent penalty to a floating rate currently set at just 10 percent. By cutting the penalty nearly in half, insurers will face much less incentive to pay claims on time. The bills also force many insurance disputes into our overburdened federal courts, where it takes twice as long to receive justice. They give insurers the special statutory privilege of assuming their agent or adjusters liability, artificially creating federal jurisdiction where none should exist. This amounts to forum shopping for insurers. Texas currently has the most federal judicial vacancies in the nation, and judicial emergencies have been declared in all of our states federal judicial districts due to heavy caseloads. The delays created by these bills would only help insurers and hurt policyholders who have suffered a loss and are in need of funds to repair and rebuild their properties.
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